Auto Insurance
Stay protected on the road with coverage that goes the extra mile. At Davenport Insurance, we make sure Texas drivers have the right auto insurance to keep their family, vehicle, and wallet safe — no matter what comes your way.
About Auto Insurance
Auto insurance isn’t just a legal requirement — it’s your financial safety net every time you start the engine. The right policy does more than pay to repair your car; it protects you from expensive medical bills, lawsuits, and surprise costs after an accident. Whether you drive a sedan across Houston freeways or haul your boat down to Galveston on weekends, we tailor coverage to your life on the road. And we make sure you understand exactly what’s protected — and where gaps could leave you exposed.
Protects you and your passengers
Car accidents can mean more than just dents and repair bills. Your policy helps pay medical expenses for you and your passengers if there’s an injury, so you don’t get stuck with overwhelming hospital costs.
Shields your finances from lawsuits
Even a small fender bender can spiral into big legal costs if someone claims injuries. Liability coverage defends your finances by paying for damages and attorney fees if you’re found at fault.
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Coverage For Every Drive
From minor scrapes to major collisions, your auto insurance is there to get you back on the road — and to protect you if another driver sues. We also offer specialized policies for classic cars, commercial fleets, and more.
Comprehensive coverage
This goes beyond crashes, paying for damage from hailstorms, vandalism, falling branches, or even if your car is stolen.
Collision Coverage
Covers the cost to repair or replace your vehicle after an accident — regardless of who’s at fault.
Uninsured Motorist Protection
1 in 4 Texas drivers is uninsured. If they hit you, your policy steps in so you’re not left paying out of pocket.
Our Process
Getting covered doesn’t have to be a headache. We’ll guide you every step of the way.
01.
Learn your driving needs
We’ll chat about how you use your vehicle, your budget, and what worries you most — so we can shape coverage that fits your real life.
02.
Explore your options
We walk you through liability limits, deductibles, and specialty protections in plain language, so there are no surprises later.
03.
Set up smart, affordable coverage
We’ll build a plan that balances comprehensive protection with monthly premiums that work for you.
04.
Stay protected on the road
Need to add a new teen driver or update for a different vehicle? We’ll keep your policy current as life shifts.
Why Drivers Rely On Us
You have plenty of choices for car insurance — here’s why drivers across Texas stick with us.
Transparent, Tailored Policies
No cookie-cutter coverage here. We personalize your plan so you only pay for what you truly need.
Local Claims Support
When something happens, you don’t call a robot. You get our team — real people who care, answer fast, and help you handle claims smoothly.
Knowledge of Texas Driving Risks
From hail season to heavy traffic accidents, we know what local drivers face and design policies that reflect it.
what our clients are saying
We take pride in delivering fast, honest service — and making sure our clients feel confident in their coverage. Here’s what they’ve shared:
“Farmers helped me find the right commercial insurance for my startup. Their personalized approach made me feel like I was in good hands.”
– John M
“Their team goes above and beyond to answer my questions and provide updates. It’s rare to find such genuine care and professionalism these days.”
– Emma
“Farmers Insurance has been with us for years, covering our home, auto, and even our boat. I trust them completely to take care of what matters most.”
– David
“I switched to Farmers for my business insurance, and it was the best decision ever. They offer tailored coverage and took the time to explain everything in detail.”
– Michael T
“Farmers Insurance has been a lifesaver for my family. Their team is always friendly, responsive, and ready to help. I feel confident knowing my home and car are protected with them.”
– Zhon
“Farmers Insurance has been a lifesaver for my family. Their team is always friendly, responsive, and ready to help. I feel confident knowing my home and car are protected with them.”
– Zhon
“I switched to Farmers for my business insurance, and it was the best decision ever. They offer tailored coverage and took the time to explain everything in detail.”
– Michael T
“Farmers Insurance has been with us for years, covering our home, auto, and even our boat. I trust them completely to take care of what matters most.”
– David
“Their team goes above and beyond to answer my questions and provide updates. It’s rare to find such genuine care and professionalism these days.”
– Emma
“Farmers helped me find the right commercial insurance for my startup. Their personalized approach made me feel like I was in good hands.”
– John M
Auto Insurance FAQs
Car insurance can be confusing — here’s what many of our clients want to know.
What’s the minimum coverage required in Texas?
Texas requires 30/60/25 liability limits, but that often isn’t enough to protect you fully. We’ll show you smarter options that better safeguard your finances.
Will insurance cover a rental if my car’s in the shop?
Not automatically. We can add rental reimbursement coverage to your policy so you’re not stranded after an accident.
How can I lower my premiums?
Higher deductibles, bundling home and auto, or maintaining a clean driving record can all reduce costs. We’ll help find the best balance.
Does insurance pay if a deer hits my car?
Yes — if you have comprehensive coverage. It pays for damage from animals, weather, theft, and more.
What happens if I’m hit by an uninsured driver?
Without uninsured motorist coverage, you might be stuck with the bill. We strongly recommend adding this to protect yourself.
Our Insurance
Services
From your home to your car to your family’s future, we help Texans choose the right protection with fast service and expert guidance.
refer someone & get a $5 gift card!
Whether it’s your home, car, life, business, or the toys that make it all fun, we make getting covered simple.
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